Companies primarily engaged in the following industries (not limited) are not allowed to open a Qonto account:
Activities related to the sale of products based on cannabis or its derivatives of any kind (including CBD, HHC, hemp leaves, flowers or resin) with a THC content of more than 0.2%
Activities related to the mining industry
Activities related to the extraction, mining, and processing of non-renewable natural resources.
Activities related to the issuance Energy Efficiency Certificates (CEE) or carbon credits
Any illegal activity
Cartomancy, fortune-telling, clairvoyance, astrology, tarology, spirituality
Casinos and gambling and any participation in online raffle draws
Crowdfunding platforms not authorized as a European Crowdfunding Service Provider (ECSP) or lacking the required supervisory authorization (Germany: BaFin); marketplaces collecting funds on behalf of third parties, and unauthorized crowdlending activities.
Crypto-related activities such as mining, staking, NFTs, wallet development, monetary blockchain creation/development, decentralized exchange activities, or security token offerings (STOs); crypto-asset services without the required BaFin license
Cultivation of fiber crops, spices, aromatic, medicinal, and pharmaceutical plants.
Factoring and debt collection activities
Financial or tax advisory activities if not registered with a supervisory/regulatory authority
Hunting, trapping and related service activities
Insurance brokerage activities if not registered with a supervisory/regulatory authority
Management of funds, portfolios, and collective investments if not registered with a supervisory/regulatory authority
Military activities, including the sale of weapons, military vehicles, and their copies
Money transfer platforms, remittance services, P2P ("peer-to-peer" or "person-to-person ") payment services
Online and in-store sales of industrial chemicals.
Online and in-store sale, import, and export of protein powders and food supplements that do not comply with European regulations and anti-doping recommendations
Online and in-store sale of medicinal products, including their import and export
Online file sharing
Operating a marketplace
Sex (pornography, sex toys, escorting, prostitution, striptease clubs/nightclubs)
Sale of artworks or art objects, including facsimiles, auction houses
Sale of goods/services that may harm or damage the image, honor, or reputation of others
Tobacco or smoking products (e-liquids)
Trading/brokerage platforms or any activity related to currencies, precious metals, gemstones, other products, or securities.
💡 In some cases, additional information may be requested. Our teams will contact you to review your activity.