Companies primarily engaged in the following industries (not limited) are not allowed to open a Qonto account:
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Accessibility diagnosis (Ad'Ap)
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Activities related to the sale of products based on cannabis or its derivatives (leaves, flowers, resin, CBD, HHC) with a THC content of more than 0.3% for the companies in France and 0.2% for the companies in Germany, Italy and Spain or not indicated.
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Activities related to the mining industry
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Activities related to Energy Efficiency Certificates (CEE) or issuing carbon credits
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Any illegal activity
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Auction houses, artwork Selling
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Cartomancy, fortune-telling, clairvoyance, astrology, tarology
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Casinos and gambling and any participation to online raffle draws
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Factoring, Debt collection activities
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Financial/fiscal agent activity if not registered with a regulator
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Holding a marketplace
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Hunting, trapping and related service activities
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Insurance brokerage activity if not registered with an administration
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Management of funds, portfolio, and collective investments if not registered with a regulatory authority.
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Military activities, including the sale of weapons, military vehicles, and their copies
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Mining, staking, creation and/or marketing of NFTs, blockchain development, development of wallets (hot & cold wallets), decentralised exchange, PSAN activity without registration.
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Money transfer platforms, remittance services, P2P ("peer-to-peer" or "person-to-person ") payment services
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Online and in-store sales of industrial or cosmetic chemicals.
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Online and in-store sale, import, and export of protein powders and food supplements that don't comply with European regulations and anti-doping recommendations
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Online and in-store sale of medicines, including their import-export
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Online file sharing
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Sale of mobile SIM cards and top-up cards
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Sex (pornography, sex toys, escorting, prostitution)
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Sale of goods/services that may harm, or damage the image, honor, or reputation of others
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Striptease clubs, nightclubs
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Tobacco or smoking products (e-liquids)
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Trading/brokerage platform or any activity related to currencies, precious metals, gemstones, other products, securities
- Crowdfunding platforms not registered as an ECSP - European Crowdfunding service provider (AMF license), marketplaces collecting funds on behalf of third parties, crowdlending
💡 In some cases, additional information may be requested. Our teams will contact you to review your activity.