Simplify your workflow automation and save valuable time 🚀 with Qonto's Make integration. Make (formerly Integromat) is an advanced online automation platform with over 2,000 connected apps, enabling you to build custom scenarios that automate repetitive financial tasks.
With Qonto's Make integration, you can automatically create transfers, sync transaction data, and connect your financial operations with other business tools. The integration works seamlessly with your trusted beneficiaries for secure, automated payments.
This feature is available to all Qonto users on 💻 web through the Make platform. You'll need an active Make account and Owner or Admin permissions in Qonto to set up the connection and configure transfer scenarios.
How do I connect my Qonto account to Make?
You can connect your Qonto account with Make in just a few clicks:
- Log in to your Make account at make.com
- Create a new scenario or open an existing one
- Search for Qonto in the app directory and add a new module (any existing module works)
- Click Create a new connection
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Name your connection and click Save
☝️ We recommend including the name of your organization in the connection name, as each connection supports only one organization.
- Enter your Qonto credentials and select your organization name
- Click Accept to authorize Make to access your Qonto account
Can I send transfers to any beneficiary through Make?
No, for security reasons, transfers initiated from Make can only be sent to existing trusted beneficiaries in your Qonto account.
If you want to pay a new beneficiary through Make, you must first:
- Go to your Qonto 💻 web or 📱 mobile app
- Add the new beneficiary to your account
- Mark this beneficiary as trusted
You can find detailed steps in this article: How can I mark a payee as trustworthy?
Once the beneficiary is created and marked as trusted in Qonto, you can include them in your Make transfer scenarios. This restriction helps protect your account from unauthorized payments and fraud attempts.
How do I execute a SEPA transfer with Make?
To execute SEPA transfers through Make, you need to use two modules together in your scenario. We've updated the transfer process to comply with recent regulations and better protect you against fraud.
The previous "Create an External Transfer" module has been deprecated and replaced by:
- "Verify a SEPA payee" – validates beneficiary information before transfer
- "Create a SEPA Transfer to a Trusted Beneficiary" – executes the transfer using a verification token
You must use both modules together in sequence for each transfer. Here's how to set up your scenario:
Step 1: Verify the beneficiary
Add the Verify a SEPA payee module to your scenario. This module must be called before each SEPA transfer to comply with regulatory requirements.
For each transfer you plan to execute, provide:
- The beneficiary name
- The beneficiary IBAN
The module returns:
- A unique verification token (proof_token)
- A validation status
Always check the status returned by this module. This helps you detect any potential discrepancy between the supplied beneficiary name and IBAN, helping you spot potential fraud attempts.
You can define your own internal rules based on this status—for example, block, alert, or require manual review when something looks suspicious. If the status is acceptable according to your rules, proceed to the next step.
Step 2: Execute the transfer
Once the beneficiary has been verified, add the Create a SEPA Transfer to Trusted Beneficiary module to your scenario.
Use the verification token (proof_token) returned by the Verify SEPA payee module as an input, then complete the other required fields:
- Transfer amount
- Execution date
- Reference or description (optional)
Run your scenario to execute the transfer.
⚠️ Important: Only use the Verify a SEPA Payee module when it's immediately followed by a Create a SEPA transfer using the returned token. This is due to API limitations that prevent too many verification requests.
The transfer will only be executed if:
- The beneficiary already exists in your Qonto account
- The beneficiary is marked as trusted in Qonto
- The verification token and status are valid according to your rules
ℹ️ We’ve put together a blueprint to help you with the setup. Download it here, then import it into your Make account to get started.
Do I need to validate transfers with strong authentication?
No, transfers initiated via the Qonto Make integration do not require strong customer authentication (SCA) for each operation.
This is because the Make integration only supports transfers to trusted beneficiaries. These beneficiaries have already been validated and marked as trusted directly in your Qonto app, which fulfills the security requirements.
Once your Make scenario and trusted beneficiaries are properly configured, transfers can be executed automatically without manual SCA validation on each operation. This enables true automation while maintaining security through the trusted beneficiary system.