General requirements
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Qonto accepts an account opening only for eGbRs who registered in the Company register (Gesellschaftsregister) and Transparency register.
- Additionally, depending on the activity, the eGbR must be registered with the Trade Licensing Office.
👆Please note that the account opening procedure differs depending on whether the partners of the eGbR have agreed on joint representation or single representation.
Opening an account for a eGbR with joint management
What information & documents are needed?
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You need the business registration for the company, the company data with commercial register number and the data of the partners.
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All partners need a valid proof of identity from an EU country, an EFTA country (Norway, Lichtenstein, Iceland, Switzerland) or a machine-readable valid German residence permit.
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All partners of the eGbR have to legitimize themselves via video identification with IDnow.
👆Joint representation means that all partners of the eGbR can take actions for the company only with joint consent.
This is the case if joint representation is specified in the “Management and Representation” section noted in the commerce register extract when making an entry in the commerce register.
How does the account opening work?
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Click here to start the account opening process for a eGbR with Qonto.
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Enter eGbR as the legal form
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Confirm your e-mail address for registration
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Enter the details of the company
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Upload the trade licence
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Select joint representation as the form of representation for the company
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After successful identification with IDnow, enter details of the partners.
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Select the price plan and digitally confirm the contract with Qonto (Olinda SAS).
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After that all partners of the eGBR will receive a link to the video identification with IDnow. This is available in English and German.
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You will now receive your welcome email, you can already log in to your account and communicate your new IBAN to your business partners.
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Our team will check your data and documents and confirm the final account activation
Done! 🚀 Your account opening is now complete and your Qonto account is fully operational.
👆 As a first step, we recommend that you order Qonto cards and add more users to the account.
Account opening for a eGbR with single management
What information & documents are needed?
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You need the business registration for the company, the company data with commercial register number and the data of the partners.
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The person opening the account as account holder:in needs a valid proof of identity from an EU country, an EFTA country (Norway, Lichtenstein, Iceland, Switzerland) or a machine-readable valid German residence permit.
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The person opening the account as account holder:in must legitimize himself/herself by video identification with IDnow
👆Single representation means that all partners of the eGbR can take actions for the company individually without the consent of the other partners.
This is the case if individual representation is specified in the "Management and Representation" section noted in the commerce register extract when making an entry in the commerce register.
How does the account opening work?
-
Click here to start the account opening process for a eGbR with Qonto.
-
Enter eGbR as the legal form
-
Confirm your e-mail address for registration
-
Enter the details of the company and the partners of the registered company under civil law
-
Upload the trade licence
-
Select single representation as the form of representation for the company
-
After that, the partner who opens the account will receive a link to the video identification with IDnow.
-
After successful identification with IDnow, select the price plan and digitally confirm the contract with Qonto (Olinda SAS).
-
You will now receive your welcome e-mail, you can already log in to your account and communicate your new IBAN to your business partners.
-
Our team will check your data and documents and confirm the final account activation.
Done! 🚀 Your account opening is now complete and your Qonto account is fully operational.
👆 As a first step, we recommend adding the other eGbR partners as users to the account and ordering the first Qonto card.
⚠️Important: Please make sure that all documents are uploaded in sufficient quality (resolution, readability, completeness). We recommend that you take photos with a smartphone camera, keeping the following in mind:
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✅ DOs |
❌ DONTs |
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High quality/resolution |
Blurry/pixelated |
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Indirect and sufficient room lighting |
Light reflections (e.g. from scanner or flashlight) |
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All edges and corners visible |
Missing pages |
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Fully recognizable and readable information |
Screenshots or photos from secondary screens |