How do I get started with my 1-month Smart Plan free trial?

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How to get started and manage your Smart Plan free trial

Learn how to activate your 1-month free trial and make the most of your Smart Plan with a sneak peek at advanced features for bookkeeping, invoicing, automations and more to help you centralize and simplify your financial tasks within Qonto.

Am I eligible to a free trial of the Smart Plan?

You are eligible to a free trial of the Smart Plan if you are a Qonto customer with a Basic Plan and have never benefited from a Smart Plan free trial before (this offer is valid only once for each account).

💡 Good to know: You are eligible for a free trial after your first 30 free days if you are on a monthly subscription.


This offer is not available if you have opted for an annual payment.

If you have a Business Creator Pack, you must wait until the end of your annual commitment and opt for a monthly package to be eligible for this offer.

How do I activate my Smart Plan free trial?

  1. Log into your desktop Qonto account

  2. Click on the Settings icon from the left panel

  3. Click on the Billing and invoicing section and then on Price plan details tab

  4. Click on the Change Plans button

  5. Select the Monthly option in the top right corner to see the free trial option

  6. Select Try for free under the Smart Plan, and follow instructions

Concretely, what changes for me during my Smart Plan free trial?

During your free trial of the Smart Plan you will be able to push the limits of your current plan while enjoying new features to help you boost your finances thanks to:

✔️ A business account with more useful features

  • 60 transfers and direct debits per month included in your subscription, or 30 more than you had with your old Solo subscription;

  • two check deposits included;

  • the possibility of creating a second account alongside your main account to manage your finances;

  • as many virtual cards as you wish;

  • SWIFT transfer will be billed 5€ + 0.9% instead of 5€ + 1% with your Solo Basic plan;

  • the possibility of making grouped transfers.

✔️ All you need to simplify your finances

  • a dedicated access for your accountant;

  • forward your receipts by email and automatically matched to your transactions on Qonto;

  • automatic VAT detection;

  • customizable labelling of your transactions;

  • the certification and transfer of all of your proofs-of-purchase;

  • tools to help you manage suppliers (dedicated tabs, customized labels, personalized VAT);

📌 Find out more details about the services, features, and pricing of the Smart subscription here.

Will I be charged for the Smart Plan trial?

During your 1-month free trial of the Smart plan:

You will continue to be charged at the price of your Basic Plan (€11/ month - excl. VAT) but you will be able to enjoy all the features of your new Smart Plan at no extra cost.

After the 1-month free trial period has elapsed:

You will be able to continue your journey on the Smart Plan (no action needed on your side) at a cost of €23/ month (excl. VAT) or you can choose to resume on your Basic Plan at no extra cost by just cancelling your free trial anytime before the expiry of the 1-month period.

💡 You can check the expiration date of your Smart Plan free trial at anytime from your Qonto account by following this path: Settings > Billing and invoicing > Price plan details.

How can I cancel my Smart Plan free trial?

You can cancel your Smart Plan free trial at any time during your 1-month period. To do so, follow these easy steps:

  1. Log into your desktop Qonto account

  2. Click on the Settings icon from the left panel

  3. Click on the Billing and invoicing section and then on Price plan details tab

  4. Click on the Change Plans button

  5. Select the Basic Plan and follow instructions

👉 If you invited your accountant to a view-only access of your Qonto account and/or created a second account, a page will open prompting you to * revoke your accountant's dedicated access; * close your secondary account. You will need to perform these actions before being able to cancel your Smart Plan free trial, since these features are not available in the Basic Plan. These actions need to be taken from your desktop interface, not on mobile - check here for more details about downgrading from your current plan.

What happens if I switch to an annual billing plan during my Smart plan free trial?

In this case, your subscription free trial will be interrupted, and you will be billed immediately on the annual billing system (for the subscription plan that you selected).

If I switch from Annual to Monthly billing, can I still be eligible for Smart plan free trial ?

Yes, you will still be able to enjoy the Smart Plan free trial, only if you never used it in the past.

Reverting to a Basic Plan after Smart Plan free trial has expired

If you didn’t cancel your free trial before its expiry date, you will automatically stay on the Smart Plan and your account will be charged on a pro-rata basis of days left until the end of the month.

If you want to revert to a Basic Plan after your free trial has already expired, you can do so from the Price plan details within the Billing and invoicing section of your desktop Qonto account. By doing so, your account will be credited with the fee difference between the Smart Plan and Basic Plan based on a pro-rata of days left until the end of the month.

If I didn’t have time to use my free trial can I repeat it for another month?

Be mindful that your Smart Plan free trial is only valid once and for a duration of one month. Make sure that you activate it at a time when you will be able to make the most of it!

💡 Not sure where to start? We’ve got you covered, upon starting your free trial and during its 1-month duration, you will be receiving regular e-mails from Qonto to help you discover and get started with your new Smart Plan.