What are the costs of my Qonto subscription and fees ?

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What are the costs of my Qonto subscription and fees ?

At Qonto, we're committed to making our pricing as clear and transparent as possible. If you want to learn more about your fees, you're in the right place!

We offer two billing options:

  1. Monthly Billing: You can pay your fees every month with no long-term commitment.

  2. Annual Payment: Pay for a full year upfront with a 12-month commitment. This option lets you save up to 2 months' worth of fees compared to the monthly billing. It's like getting a discount for your commitment! πŸŽ‰

What are the subscription fees?

  • For existing companies (exclusive of taxes) :
  Basic Smart Premium Essential Business Enterprise
Monthly €11 €23 €45 €34 €119 €299
Annual €9 €19 €39 €29 €99 €249
% Discount (on Annual) 18% 17% 13% 15% 17% 17%
  • For companies creation with capital deposit (exclusive of taxes):
πŸ‡«πŸ‡· FRANCE Basic Smart Founders
Monthly €69* + €11 €69* + €23 €69* + €34
Annual €169 €289 €399
% Discount (on Annual) 16% 16% 16%
  • €69 is the capital deposit fee for monthly commitment plans (it is only billed once)

Only applicable for Spanish customers :

πŸ‡ͺπŸ‡Έ SPAIN Basic Smart Founders
Annual €115 €225 €335

☝️ Good to know: Not sure which one to pick yet?

  • For your monthly subscription: Qonto gives you a 30-day free trial with no commitment required.
  • For your annual subscription : Qonto also offers you a 30-day free trial before charging your annual fees.

What are the add-ons fees ?

Add-ons are additional paid features that can be added to an existing Qonto plan.

 

  Add-on Accounts Receivable Add-on Accounts Payable Add-on Expense & Spend Management
Annual (Monthly equivalent) €35 / month (excl. VAT) €59 / month (excl. VAT) €69 / month (excl. VAT)
Monthly €45 / month (excl. VAT) €69 / month (excl. VAT) €89 / month (excl. VAT)

 

What are the additional fees?

At Qonto, additional fees may apply when you exceed the number of services included in your plan, for certain cards transaction in foreign currencies (depending on the card you have) or for additional services.

To find out which actions are included in your monthly plan, click here.

And if you're curious about how these additional fees are calculated, you can read all about it in this article.

☝️ Good news! Certain special operations are now part of your monthly plan! By special operations, we mean:

  • Confirmation letters
  • Handling non-sufficient funds or rejected checks
  • Managing irregularities
  • Returning funds due to an issue with a foreign currency transfer

We're here to make your financial experience as smooth as possible!

How can I access the details of my current subscription and additional fees?

  • To see the details of your charges for the current month, just head over to Settings > Billing and invoices.

πŸ‘‰ Check out this article for a better understanding of how billing works.

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  • You can find more information about Qonto’s additional fees, by simply clicking on a the concerned transaction in your history.