Can my Qonto account be overdrawn?

  • Updated

Your account cannot be overdrawn. That's why we always check your balance before authorizing any payment.

Please make sure that your balance enables you to honour your commitments.

The low-balance status makes it impossible for you to process any new payment - including card payments, transfers, and direct debits - until you top up your account.

If the balance of your account is low, you'll receive an alert. This occurs when your current balance does not allow you to honor transfers, subscriptions, and direct debits scheduled in the next 14 days.

👉Please note: If your company is eligible, you are welcome to use our Pay Later offer (How to use Qonto’s Pay later feature?). You can also find our partner's financing offers in the Financing section of your Qonto app.