How do I choose between transfer methods for international transfers?

• Beneficiary’s full name: up to 35 characters
• Account number: IBAN 23 digits, starting with AE
• Reference up to 35 characters

There are no name checks, it is then extremely important to input the account number correctly.

If the incorrect account number belongs to an existing account, it will be credited to there.

• Recipient's full name

• SWIFT/BIC code

• IBAN/account number

• Recipient's address (for countries that do not use postal codes, customers can enter "99999")

• The reason for the transfer is required

• Beneficiary’s full name
• IBAN: 28 characters containing a mix of letters and numbers, starting with HU
• or Hungarian local 24 characters

⚠️ If the recipient’s account is 16 digits, Wise will automatically adds 8 zeros at the end of the account number.

Local bank (Inter bank transfer):
• Beneficiary’s full name
• Bank name
• Account number

e-Wallet:
• Beneficiary’s full name
• E-Wallet provider
• E-Wallet number

• Full name of the account holder: up to 35 characters
• IBAN: 23 digits, structure is as described below
ILkkBBBNNNCCCCCCCCCCCCC
IL = Country code
k = Check Digit
B = Bank identification
N = Branch identification
C= Account number (13 digits padded with zeros)
• Beneficiary address

⚠️ City, country and post code must be in Latin and not Hebrew.

Local bank (Bank transfer):
• Beneficiary’s full name
• Account number: minimum 5 digits and maximum 20 digits
• IFSC: 11 characters (both letters and numbers), usually starts with 4 letters
• Reference up to 16 characters
• Transfer purpose is required

UPI:
• Beneficiary’s full name
• UPI ID
• Transfer purpose is required

• Beneficiary’s full name
• Account number: minimum 8 digits and maximum 20 digits
• Reference up to 20 characters

⚠️ The following beneficiary banks are not supported:
Bank of India, Bank of Baroda, Habib Bank, M-Oriental Bank, Habib Bank A.G. Zurich, Consolidated Bank of Kenya, Transnational Bank, SMB Bank (Kenya) Limited, Imperial Bank Limited, Giro Commercial Bank, Ecobank Kenya, SPIRE BANK LTD, Development Bank of Kenya, UBA Kenya Bank

• Beneficiary’s full name: up to 40 characters
• Account number (CLABE): 18 digits. Details:
3 digits: Bank Code
3 digits: Branch Office Code 11 digits: Account Number
1 digit: Control Digit

• Reference up to 40 characters

You can check if the CLABE is valid using this validator.

Local bank transfer:
• Beneficiary’s full name: up to 50 characters
• Account number: minimum 7 digits and maximum 20 digits
• Bank name
• Reference: up to 35 characters

DuitNow:
• Beneficiary’s full name: 50 characters
• Account type: Mobile numbers, Army/Police number, Business Registration number, NRIC
• DuitNow ID
• Reference: up to 35 characters

Local bank (Account transfer):
• Beneficiary’s full name: up to 35 characters
• Account number: length varies by recipient bank
• Bank name
• Reference: up to 25 characters

Paynow:
• Beneficiary’s full name: up to 35 characters
• Phone number starting with 65/+65
• Reference: up to 25 characters

USD is the exception where you can use the local payment method or the SWIFT network.

ACH
• Beneficiary’s full name: up to 18 characters
• Account number: minimum 4 and maximum 17 digits
• ACH routing number: 9 digits
• Recipient’s full address (PO boxes are not accepted)
• Reference: up to 10 characters

The routing number should support ACH payments.

SWIFT
• Beneficiary’s full name
• SWIFT/BIC code
• IBAN/account number
• Recipient’s address (for countries that don’t use postal codes, you can enter 99999)
• Transfer purpose is required

We do not support For Further Credit (FFC payments).

ACH payments are for domestic accounts located in the US. We cannot send FFC payments where the final beneficiary account is based outside the U.S., or if the domestic recipient requires sub account details, such as with some brokerage firms.

If you enter FFC details for your recipient, the transfer will either bounce back or
be stuck in the intermediary bank.