ERP integrations with EBICS are available via the Accounts Payable add-on.
Thanks to the EBICS connection, you can now integrate Qonto with your preferred accounting and treasury tools. With this connection, you can:
Automatically retrieve your Qonto account statements in your accounting or treasury software. You will receive account statements for each IBAN linked to your Qonto account.
Initiate payments from your accounting or treasury software in Qonto. You can maintain the payment validation workflows already set up in your ERP and send payments to Qonto after their approval. Payments can be sent individually or in batches. As an additional security measure, an Owner, Admin, or Advanced Manager\\\* with transfer permissions enabled on your account must still log into Qonto to approve the payment.
\\\* Advanced Manager is available with the Accounts Payable and Spend & Expense Management add-ons.
For more information about what EBICS is and how you can use it, read this article: Is it possible to set up an EBICS contract with Qonto?
Please note EBICs is not available for the classic EBICs x DATEV with signature solution currently. For more Qonto x DATEV options check this FAQ Which options do I have with Qonto and DATEV?
What information is not transferred between Qonto and my ERP or TMS?
The EBICS connection only transfers account statements. It does not share the following data with your ERP or TMS:
Labels on transactions
Documents required for the purchase journal, such as receipts and invoices.
Learn more about how to export receipts here.
Which roles in Qonto can use the EBICS connection? The EBICS connection can only be set up by any Owner, Admin, or Accountant in Qonto. If the connection is set up to initiate payments in Qonto, then any Manager with transfer permissions in Qonto can also validate the request.
With which devices? The integration can only be set up with the web app.
Which file formats do you allow with your EBICS connection?
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V3.0
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Account statements in MT940
Service name: EOP
Message name: mt940
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Account statement in CFONB-120 (only available in the French market)
Service name: EOP
Message name: cfonb120
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SEPA transfers
Service name: SCT
Message name: pain.001
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V2.4
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Account statements in MT940
File format: camt.fin.mt940.stm
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Account statements in CFONB-120 (only available in the French market)
File format: camt.xxx.cfonb120.stm
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SEPA transfers
File formats: pain.001.001.02.SCT or pain.001.001.03.sct
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What are the steps to complete the EBICS setup?
Log into your account and go to the Connect section.
Search for the tool you want to set up an EBICS connection with.
Click Connect at the top right of the page and then Complete to begin the configuration process.
Within 24 hours, you will receive a configuration notification from Qonto via email. This letter contains all the information you need to configure your EBICS connection with Qonto in your ERP/TMS.
Using the information in the letter, log into your ERP/TMS and configure your EBICS connection. Follow the listed steps and generate three certificates: authentication, encryption, and signature. If you don't know how to generate these certificates, contact the integrator you work with from your ERP or TMS. If you don't have an integrator, you can find a list of integrators we work with on the listing page in Connect.
Send these certificates back to Qonto by replying to the email you received with the configuration letter and attach them. Note: We cannot proceed with the EBICS configuration without these certificates.
Upon receipt, we validate the submitted certificates and send you a confirmation of validation via email. This email contains the hashes of our bank certificates, in case you need them to complete the setup in your ERP/TMS.
👆 You're ready. You can access your account statements and/or initiate payments in Qonto from your ERP/TMS within 24 hours of completing the last step.
I don't see my ERP or TMS listed in Qonto Connect. What should I do?
If your tool is not listed, you can still set up an EBICS connection by using this link.
How can I disconnect my ERP from Qonto's EBICS integration and what happens then?
Disconnecting EBICS: There are several ways to disconnect the EBICS connection between your ERP and Qonto.
From Qonto's Connect section, search for your ERP or treasury tool and simply click "Disconnect".
Close the EBICS connection from your ERP or treasury tool.
You can also disconnect your EBICS connection by downgrading your Qonto account. If you downgrade from the Enterprise plan to the Business plan, you lose up to 2 EBICS connections. We will contact you to determine which of the integrations you want to keep. If you downgrade from Business to an Essential plan or below, you lose access to the one set up EBICS connection.
What happens after I disconnect the EBICS integration?
Your account statements will no longer be generated and sent to our EBICS server. This means they will no longer be automatically accessible in your ERP or treasury software. Additionally, you can no longer initiate payments from your software within Qonto.
If you want to reconnect, you must repeat the original process. Visit Qonto's Connect section, find your ERP or treasury tool, click "Connect" and follow the steps shown to set up the connection again.