A bulk transfer allows you to schedule up to 1,000 transfers at once from your desktop.
You can create a bulk transfer:
- On the web app 💻
- On 📱 mobile, by starting a chat with our AI agent (Operator) and sending your XML or CSV file
You can also view and manage your bulk transfers on mobile.
No need to initiate these transfers one by one anymore: for example, you can pay all your suppliers at the end of the week, or all your employees at the end of the month, in a few clicks. This feature is included in the Basic plan and above.
Good to know: It is possible to send bulk transfers as instant, but please note, we can’t guarantee that all bulk transfers will be processed as instant.
When creating a bulk transfer, Owners and Admins can choose how it is displayed in Qonto: as a list of individual transfers (each transfer appears as its own line), or as a single line item showing only the total amount - ideal for salary payments where individual amounts should stay confidential.
With a single line item:
- Only Owners, Admins and Accountants can view the individual transfers - Managers only see the total amount, status and number of transfers.
- Attachments can only be added to the bulk transfer as a whole. If you need to attach a document to each transfer separately, choose a list of all transfers instead.
- The choice is irreversible once confirmed - only the entire batch can be canceled, not individual transfers.
- Exports and bank statements show one aggregated line. The amount in Transactions reflects what actually impacted the balance, which may be lower if some transfers were declined.
- To export the individual transfers or download proof of execution, Owners, Admins and Accountants can open the bulk transfer from the Transfers section.
You just have to group all your payments in one file. You can choose one of those two formats:
- the .XML one,
- or the .CSV one.
The .XML format allows you to export your list of transfers directly from your accounting or payment tool, like PayFit. For the full process, see: How to generate a bulk transfer using an .XML file?
To upload your file in .CSV format, you need to follow Qonto's predefined template structure. For detailed guidance on how to set up and upload your file, see: How to generate a bulk transfer using a .CSV file?